Wednesday, April 17, 2013

My Organized Bill Binder

I use a 3-inch binder to keep my current (the past 6 months) bills organized.  I just recently purchased one of the Better Binders from Staples to replace my old one which had seen better days.  I got the hot pink color because it's the only thing that could possibly be cheery about doing the bills.




I have a pencil pouch in the front which houses my calculator, a black or blue ink pen, a red pen and a pencil.






 Behind that pouch is a clear plastic pouch which houses my outstanding bill stubs with their coordinating envelope, stamps, return address labels and my checkbook.  The bill stubs are piled in order of their due date with the earliest due being on the top.




Behind that are my blank calendar pages that I printed out from the internet.  Here is where I write down every single bill on the day that it is due and how much is due.  I try to do them a month in advance to help me calculate how much will be needed around the time the two months meet.  I use pencil to fill them in because some of my bills minimum payments change every month, those are usually the credit cards.  So when I am filling out the next months calendar, I make a guess on those amounts and change them once I get the actual bill in the mail.  I also fill in the pay days and what I estimate will be the income on that day.  I highlight that amount to help me see when the money will be replenished while I am figuring out how much there will be leftover after all of the bills are paid from that pay day.


And behind that are Avery Big Tab Insertable plastic dividers.  I have 5 sets of 8.  They are not all being used, but most are.  I have A LOT of bills.  Every single bill I receive has a divider.  Electric, internet, water, sewar, mortgage, loans, doctor bills, credit cards, etc.  You get the point.  If I have to pay it monthly, every 3 months, yearly, etc., it has a divider. 



When I receive my mail, I toss it in my "portable office" bag (a thirtyone organizer tote), and there it stays until I get a chance to go through it.  I usually make time daily.  I open the bills and immediately check the amount due with my calendar and make any needed adjustments.  I rip off the payment stub and stick it under the payment envelope.  I file that into my pile of outstanding bills.  I punch 3 holes in the statement and file it its appropriate divider in the binder.  I put the current bill on the top.  This way I can easily find it if I have questions about the charges and to be able to compare it to the last months statement.  I try to clean out my binder every 6 months or so.  At that time I file all of the statements into my filing cabinet.





I usually pay my bills on pay day.  I see how much money there is and I try to pay all of the bills that are due between that pay day and the next one.  Once I write out the check, I cross off that bill on the calendar in red pen.  This way I know I wrote the check and that I can deduct this amount from my check register.


And that's about it!  I hope this was easy to understand and that you are inspired to create your own bill binder.  I have had this system for over 2 years now and have no idea how I kept it all straight before then.  Leave a comment if you have any questions and I will be happy to elaborate on whatever you want!




Linking up here


Organizing Homelife

101 comments:

  1. Awesome! I'm looking forward to getting in the habit of not being "freaked" out every time I pay bills.

    ReplyDelete
    Replies
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    2. I have used your system for a year now and love it !!! The large Binder , 5 pks of the dividers , pencil case . My dividers have 8 tabs each. Love Love your idea.

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  2. Great Idea! I'm definitely going to do this! Our bills usually just get crammed in our junk drawer and often forgot about!

    ReplyDelete
  3. I love your organization, but there is one part I don't understand: "Every single bill I receive has a divider. Electric, internet, water, sewer, mortgage, loans, doctor bills, credit cards, etc. You get the point. If I have to pay it monthly, every 3 months, yearly, etc., it has a divider." What does this last sentence mean? Do you have a divider for, let's say doctor bills every three months or one divider for doctor bills? Thank you for sharing.

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  14. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    WhatsApp contact: +27733798090

    ReplyDelete
  15. Good day everyone reading this, My name is Mark Milley and am from USA I want to give a short testimony on how I was able to get a legit blank ATM card! As at last week I urgently needed money to pay my kids bills and get some stuffs for the home, I was having no were to get any help so I was online and I saw a post that Mr Meeky Newton is giving out blank ATM card, So I have to give them a try because I needed money urgently I copied his email address and sent him a personal message applying for the blank card, I got a reply from him and I sent them all what they asked me to my greatest surprise they really delivered the card to me in my door steps, I got the card and went straight to the nearest ATM machine to give a try and it really works,I made a lot of money from the card!! Now am doing great and living good life with my family please if you are out there in need of help urgently please contact Mr Newton via email: Meekynewton@gmail.com

    ReplyDelete
  16. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    WhatsApp contact: +27733798090

    ReplyDelete
  17. BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers@hotmail.com) or WhatsApp +27730051607.
    for how to get it and its cost . ………. EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $200 $300 $500, $1,000, 2nd VAULT $2,000, $3000, $4000 RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers@hotmail.com) or WhatsApp +27730051607.

    ReplyDelete
  18. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    WhatsApp contact: +27733798090

    ReplyDelete
  19. HOW TO GET BLANK ATM CARD AND WITHDRAW
    UNLIMITED CASH
    This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about blankatmdeliveryxpress and how they deliver this card in less than 7 days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and purchase one from them with almost my last dollars I took the risk and in exactly 6 days latter my card and a manual was delivered to my home address here in California and that same evening i used the card was able to take out $5000 for a start its been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this electronic company and help spread their fame abroad. If you ever are in need of this card contact them via email :blankatmdeliveryxpress@gmail.com.
    Don't mail them if you not really ready for this card is gonna cost you money to buy the card note that,they offer card to firms, orphans,individual and business personnels mail them immediately .

    ReplyDelete


  20. HOW TO GET BLANK ATM CARD AND WITHDRAW
    UNLIMITED CASH
    This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about blankatmdeliveryxpress and how they deliver this card in less than 7 days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and purchase one from them with almost my last dollars I took the risk and in exactly 6 days latter my card and a manual was delivered to my home address here in California and that same evening i used the card was able to take out $5000 for a start its been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this electronic company and help spread their fame abroad. If you ever are in need of this card contact them via email :blankatmdeliveryxpress@gmail.com
    Don't mail them if you not really ready for this card is gonna cost you money to buy the card note that,they offer card to firms, orphans,individual and business personnels mail them immediately .

    ReplyDelete
  21. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    ReplyDelete
  22. I are here to testify about how we used Mr James BLANK ATM CARD to make money and also have our own business today. Get your blank ATM card today and be among the lucky ones. The blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we have enough money for our family and business. The card can withdraw maximum of $1000-$5,000 daily.i got it from him last week and now we have withdrawn about $120,000 for free,though it's illegal but it helps a lot and no one ever gets caught or traced.Mr James sent the card through DHL and we got it in three days.All thanks to Mr James because he changed our story all of a sudden. It also has a technique that makes it

    impossible for the CCTV to detect you. The card works in all countries that is the good news email him via mrjamescards@gmail.com .....

    ReplyDelete
  23. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    ReplyDelete
  24. Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact cryptoatmhacker@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com

    ReplyDelete
  25. GOOD CARD WITH COOL CASH...Get THE 2020 BLANK ATM Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that it´s not traceable, it also has a technique that makes it impossible for the CCTV to detect you and you can withdraw a total sum of $5,000.00 USD daily,try and get yours today from (MR OSCAR WHITE ) of oscarwhitehackersworld@gmail.com And be among the lucky ones who are benefiting from it. Now email the hacker one : oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete



  26. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
    Get $10,050 USD every week, for six months!

    See how it works
    Do you know you can hack into any ATM machine with a hacked ATM card??
    Make up you mind before applying, straight deal...
    Order for a blank ATM card now and get millions within a week!: contact us
    via email address:: besthackersworld58@gmail.com or whats-app +1(323)-723-2568

    We have specially programmed ATM cards that can be use to hack ATM
    machines, the ATM cards can be used to withdraw at the ATM or swipe, at
    stores and POS. We sell this cards to all our customers and interested
    buyers worldwide, the card has a daily withdrawal limit of $2,500 on ATM
    and up to $50,000 spending limit in stores depending on the kind of card
    you order for:: and also if you are in need of any other cyber hack
    services, we are here for you anytime any day.
    Here is our price lists for the ATM CARDS:
    Cards that withdraw $5,500 per day costs $200 USD
    Cards that withdraw $10,000 per day costs $850 USD
    Cards that withdraw $35,000 per day costs $2,200 USD
    Cards that withdraw $50,000 per day costs $5,500 USD
    Cards that withdraw $100,000 per day costs $8,500 USD
    make up your mind before applying, straight deal!!!

    The price include shipping fees and charges, order now: contact us via
    email address::besthackersworld58@gmail.com or whats-app +1(323)-723-2568

    ReplyDelete
  27. email: visacreditcardsolution@gmail.comGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
    **We sell this cards to all our customers and interested buyers
    worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000
    spending limit in stores and unlimited on POS.**

    **WHAT WE OFFER**

    *1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
    *2)BANKS LOGINS*
    *3)BANKS TRANSFERS*
    *4)CRYPTO CURRENCY MINNING*
    *5)BUYING OF GIFT CARDS*
    *6)LOADING OF ACCOUNTS*
    *7)WALMART TRANSFERS*
    *8)BITCOIN INVESTMENTS*
    *9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
    *10)BANK HACKING*

    ReplyDelete
  28. I want to testify about Steven morrison Blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Steven morrison hackers send them the atm blank card and use it to collect money in any atm machine and become rich. (blankatmcard001@hackermail.com ) I email them also and they sent me the blank atm card. I have use it to get 90,000 dollars. withdraw the maximum of 5,000 USD daily. Steven Morrison is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.
    Email: blankatmcard001@hackermail.com
    Text & Call or WhatsApp: +12132593577

    ReplyDelete
  29. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
    Get $5,500 USD every day, for six months!

    See how it works

    Do you know you can hack into any ATM machine with a hacked ATM card??
    Make up you mind before applying, straight deal...

    Order for a blank ATM card now and get millions within a week!: contact 
    via email address::{officialhackingcompany@gmail.com

    official hacking company  have specially programmed ATM cards that can be use to hack ATM
    machines, the ATM cards can be used to withdraw at the ATM or swipe, at
    stores and POS. they sell this cards to all our customers and interested
    buyers worldwide, the card has a daily withdrawal limit of $5,500 on ATM
    and up to $50,000 spending limit in stores a day  depending on the kind of card
    you order for there are different card list:: and also if you are in need of any the card , we are here for you anytime any day.

    Here is our price lists for the ATM CARDS:


    Cards that withdraw $5,500 per day costs $300 USD
    Cards that withdraw $10,000 per day costs $850 USD
    Cards that withdraw $35,000 per day costs $2,200 USD
    Cards that withdraw $50,000 per day costs $5,500 USD
    Cards that withdraw $100,000 per day costs $8,500 USD

    make up your mind before applying, straight deal!!!

    The price include shipping fees and charges, order now: contact us via
    email address:::::: officialhackingcompany@gmail.com

    ReplyDelete
  30. Welcome. BE NOT TROUBLED anymore. you’re at the right place. Nothing like having trustworthy hackers. have you lost money before or bitcoins and are looking for a hacker to get your money back? You should contact us right away. It's very affordable and we give guarantees to our clients. Our hacking services are as follows:
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    _Increase Credit Scores
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    There are so many Reasons why people need to hire a hacker, It might be to Hack a Websites to deface informations, retrieve informations, edit informations or give you admin access.
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    IT HAS BEEN TESTED AND TRUSTED    

    ReplyDelete
  31. Welcome. BE NOT TROUBLED anymore. you’re at the right place. Nothing like having trustworthy hackers. have you lost money before or bitcoins and are looking for a hacker to get your money back? You should contact us right away. It's very affordable and we give guarantees to our clients. Our hacking services are as follows:Email:Creditcards.atm@gmail.com 
    -hack into any kind of phone
    _Increase Credit Scores
    _western union, bitcoin and money gram hacking
    _criminal records deletion_BLANK ATM/CREDIT CARDS
    _Hacking of phones(that of your spouse, boss, friends, and see whatever is being discussed behind your back)
    _Security system hacking...and so much more. Contact THEM now and get whatever you want at
    Email:Creditcards.atm@gmail.com 

      Whats app:+1(305) 330-3282  

    WHY WOULD YOU NEED TO HIRE A HACKER??:
    There are so many Reasons why people need to hire a hacker, It might be to Hack a Websites to deface information, retrieve information, edit information or give you admin access.
    • Some people might need us To Hack Their Target Smartphone so that they could get access to all activities on the phone like , text messages , call logs , Social media Apps and other information
    • Some might need to Hack a Facebook , gmail, Instagram , twitter and other social media Accounts,
    • Also Some Individuals might want to Track someone else's Location probably for investigation cases
    • Some might need Us to Hack into Court's Database to Clear criminal records.
    • However, Some People Might Have Lost So Much Funds With BINARY OPTIONS BROKERS or BTC MINING and wish to Recover Their Funds
    • All these Are what we can get Done Asap With The Help Of Our Root Hack Tools, Special Hack Tools and Our Technical Hacking Strategies Which Surpasses All Other Hackers.

    ★ OUR SPECIAL SERVICES WE OFFER ARE:
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    ★ CONTACTS:
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    Why waste your time waiting for a monthly salary. When you can make up to $3,000 in 5-7days from home,                     
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    IT HAS BEEN TESTED AND TRUSTED  

    ReplyDelete
  32. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEWGet $5,500 USD every day, for six months!
    See how it works
    Do you know you can hack into any ATM machine with a hacked ATM card??Make up your mind before applying, straight deal...
    Order for a blank ATM card now and get millions within a week!: contact via email address::{mrmichealblankatmcard@gmail.com
    official hacking companies have specially programmed ATM cards that can be used to hack ATMmachines, the ATM cards can be used to withdraw at the ATM or swipe, atstores and POS. they sell this cards to all our customers and interestedbuyers worldwide, the card has a daily withdrawal limit of $5,500 on ATMand up to $50,000 spending limit in stores a day depending on the kind of cardyou order for there are different card list:: and also if you are in need of any the card , we are here for you anytime any day.
    Here is our price lists for the ATM CARDS:

    Cards that withdraw $5,500 per day costs $410 USD
    Cards that withdraw $10,000 per day costs $850 USD
    Cards that withdraw $35,000 per day costs $2,200 USD
    Cards that withdraw $50,000 per day costs $5,500 USD
    Cards that withdraw $100,000 per day costs $8,500 USD
    make up your mind before applying, straight deal!!!
    The price includes shipping fees and charges, order now: contact us viaemail address:::::: mrmichealblankatmcard@gmail.com 

    ReplyDelete
  33. FRESH AND UPDATED STUFFS WITH 98% VALIDITY RATE ( DUMPS/ DUMPS+ATM PINS /CVV & fULLZ /, CC TOP UPS, BANK LOGS, VERIZON, PAYPAL ACCOUNTS, EGIFT CARDS FOR WALMART AND AMAZON AND SPAMMING TOOLS FOR SALE)
    ..................................................................

    ALL COUNTRY CREDIT CARDS and fullz...........

    CCnum:: 4400663873545159
    Cvv: 094
    Expm: 06
    Expy: 19 Fname: Gary
    Lname: Hoskins
    Address: 5830 Elwynn Drive
    City: MILFORD
    State: OH
    Zip: 45150
    Country: USA
    Phone: 5138318649
    Email: gch619@fuse.net


    DEBIT : 432190 – 99, 445808, 450644, 450670, 451948, 454003, 458501, 471401, 472476, 486342, 503886, 522122, 528030, 529558, 531704, 531729, 539847, 545409, 551029

    FULLZ
    '''''''''''''
    First Name : Kathryn
    Middle Name : M
    Last Name : Ratledge
    Spouse Name : Ruth Ratledge
    Father Name : Thomas Ratledge
    Billing Address : 9 Ridgewood Dr
    City : Greenville
    State : CA
    Zip Code : 29615
    Country : US
    Phone Number : 15629234492
    Credit Card Information :
    *********
    Card Type : Credit
    Credit Card Number : 4737033009002349
    Exp. Date : 02/23
    Name On Card : Kathryn Ratledge
    Cvv2 : 736
    ATM Pin: 5910
    Bank Name : Bankk of America
    Routing Number : 122000661
    Account Number: 0222301305
    Mother Maiden Name : Coleman
    Social Security Number : 340224188
    Birth Day : 19
    Birth Month : 8/June
    Birth Year : 1980
    Account Information :
    *******
    AOL ID : Glendeweese
    Password : BeenThere754

    Account Open In: LD
    Online ID: GROVANS11x
    ATM or Check Card PIN: 001455
    Passcode: eg17

    ......................................................................
    DUMPS WITH PIN
    Dumps + Pin ( USA )
    Track1 : B4784559000586171^Andrew/Mayerbach^190310100000000000003343300003700000000
    Track2 : 4784559000586171=19031010003343300003700
    ATM Pin : 5241
    ------

    Dumps + Pin ( Canada )
    Track1 : B4530920124710013^Bibliotheque^2203220612800000054 7000000
    Track2 : 4530920124710013=22032206128000547000
    ATM Pin : 3377


    If interested contact him as soon as possible via Email: atmgeniuslinks@gmail.com
    WhatsApp: +1-781-656-7138.

    ReplyDelete
  34. FRESH AND UPDATED STUFFS WITH 98% VALIDITY RATE ( DUMPS/ DUMPS+ATM PINS /CVV & fULLZ /, CC TOP UPS, BANK LOGS, VERIZON, PAYPAL ACCOUNTS, EGIFT CARDS FOR WALMART AND AMAZON AND SPAMMING TOOLS FOR SALE)
    ..................................................................

    ALL COUNTRY CREDIT CARDS and fullz...........

    CCnum:: 4400663873545159
    Cvv: 094
    Expm: 06
    Expy: 19 Fname: Gary
    Lname: Hoskins
    Address: 5830 Elwynn Drive
    City: MILFORD
    State: OH
    Zip: 45150
    Country: USA
    Phone: 5138318649
    Email: gch619@fuse.net


    DEBIT : 432190 – 99, 445808, 450644, 450670, 451948, 454003, 458501, 471401, 472476, 486342, 503886, 522122, 528030, 529558, 531704, 531729, 539847, 545409, 551029

    FULLZ
    '''''''''''''
    First Name : Kathryn
    Middle Name : M
    Last Name : Ratledge
    Spouse Name : Ruth Ratledge
    Father Name : Thomas Ratledge
    Billing Address : 9 Ridgewood Dr
    City : Greenville
    State : CA
    Zip Code : 29615
    Country : US
    Phone Number : 15629234492
    Credit Card Information :
    *********
    Card Type : Credit
    Credit Card Number : 4737033009002349
    Exp. Date : 02/23
    Name On Card : Kathryn Ratledge
    Cvv2 : 736
    ATM Pin: 5910
    Bank Name : Bankk of America
    Routing Number : 122000661
    Account Number: 0222301305
    Mother Maiden Name : Coleman
    Social Security Number : 340224188
    Birth Day : 19
    Birth Month : 8/June
    Birth Year : 1980
    Account Information :
    *******
    AOL ID : Glendeweese
    Password : BeenThere754

    Account Open In: LD
    Online ID: GROVANS11x
    ATM or Check Card PIN: 001455
    Passcode: eg17

    ......................................................................
    DUMPS WITH PIN
    Dumps + Pin ( USA )
    Track1 : B4784559000586171^Andrew/Mayerbach^190310100000000000003343300003700000000
    Track2 : 4784559000586171=19031010003343300003700
    ATM Pin : 5241
    ------

    Dumps + Pin ( Canada )
    Track1 : B4530920124710013^Bibliotheque^2203220612800000054 7000000
    Track2 : 4530920124710013=22032206128000547000
    ATM Pin : 3377


    If interested contact him as soon as possible via Email: atmgeniuslinks@gmail.com
    WhatsApp: +1-781-656-7138.

    ReplyDelete
  35. FRESH AND UPDATED STUFFS WITH 98% VALIDITY RATE ( DUMPS/ DUMPS+ATM PINS /CVV & fULLZ /, CC TOP UPS, BANK LOGS, VERIZON, PAYPAL ACCOUNTS, EGIFT CARDS FOR WALMART AND AMAZON AND SPAMMING TOOLS FOR SALE)
    ..................................................................

    ALL COUNTRY CREDIT CARDS and fullz...........

    CCnum:: 4400663873545159
    Cvv: 094
    Expm: 06
    Expy: 19 Fname: Gary
    Lname: Hoskins
    Address: 5830 Elwynn Drive
    City: MILFORD
    State: OH
    Zip: 45150
    Country: USA
    Phone: 5138318649
    Email: gch619@fuse.net


    DEBIT : 432190 – 99, 445808, 450644, 450670, 451948, 454003, 458501, 471401, 472476, 486342, 503886, 522122, 528030, 529558, 531704, 531729, 539847, 545409, 551029

    FULLZ
    '''''''''''''
    First Name : Kathryn
    Middle Name : M
    Last Name : Ratledge
    Spouse Name : Ruth Ratledge
    Father Name : Thomas Ratledge
    Billing Address : 9 Ridgewood Dr
    City : Greenville
    State : CA
    Zip Code : 29615
    Country : US
    Phone Number : 15629234492
    Credit Card Information :
    *********
    Card Type : Credit
    Credit Card Number : 4737033009002349
    Exp. Date : 02/23
    Name On Card : Kathryn Ratledge
    Cvv2 : 736
    ATM Pin: 5910
    Bank Name : Bankk of America
    Routing Number : 122000661
    Account Number: 0222301305
    Mother Maiden Name : Coleman
    Social Security Number : 340224188
    Birth Day : 19
    Birth Month : 8/June
    Birth Year : 1980
    Account Information :
    *******
    AOL ID : Glendeweese
    Password : BeenThere754

    Account Open In: LD
    Online ID: GROVANS11x
    ATM or Check Card PIN: 001455
    Passcode: eg17

    ......................................................................
    DUMPS WITH PIN
    Dumps + Pin ( USA )
    Track1 : B4784559000586171^Andrew/Mayerbach^190310100000000000003343300003700000000
    Track2 : 4784559000586171=19031010003343300003700
    ATM Pin : 5241
    ------

    Dumps + Pin ( Canada )
    Track1 : B4530920124710013^Bibliotheque^2203220612800000054 7000000
    Track2 : 4530920124710013=22032206128000547000
    ATM Pin : 3377


    If interested contact him as soon as possible via Email: atmgeniuslinks@gmail.com
    WhatsApp: +1-781-656-7138.

    ReplyDelete
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    *********
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    ReplyDelete
  37. i was once living on the street where by things were so hard for me, even to pay off my bills was very difficult for me i have to park off my apartment and start sleeping on the street of Vegas. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers and they told me they are from Australia and also they have branch all over the world in which they use in developing there ATM CARDS, this men who were geeks and also experts at ATM repairs, programming and execution who taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 3 days and i did as i was told to and today my life has changed. there is no ATM MACHINES this BLANK ATM CARD CANNOT penetrate into, because it has been programmed with various tools and software before it will be send to you. i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD you can contact these Hackers at
    email: mrmichealblankatmcard@gmail.com 

    ReplyDelete

  38. Cool way to have financial freedom!!! Are you tired of living a poor life, here is the opportunity you have been waiting for. Get the new ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any account. You do not require anybody’s account number before you can use it. Although you and I knows that its illegal,there is no risk using it. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction can’t be traced .You can use it anywhere in the world. With this card,you can withdraw nothing less than $4,500 a day. So to get the card,reach the hackers via email address : besthackersworld58@gmail.com or whatsapp him on +1(323)-723-2568

    ReplyDelete
  39. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com

    ReplyDelete
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  41. I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  42. I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310

    ReplyDelete
  43. I got my already programmed and blanked ATM card to withdraw the maximum of $5,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $20,000. Blank atm Hackers is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours now *email:  blankatmhackmechine@gmail.com

    ReplyDelete
  44. LEGIT COMPANY WERE YOU CAN GET BLANK ATM CARD. I was searching for loan to sort out my bills & debts, then i saw comments about Blank ATM Card that can be hacked and withdraw money from any ATM machines around you anywhere in the world . I doubted thus but decided to give it a try by contacting united blank ATM hack card they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with $20,000 so i requested for one & paid the delivery fee to obtain the card, after 72 hours later, i was shock to see the Courier agent in my resident with a parcel {card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. Contact these email if you wants to get rich with this. globalatmcardhackingservice@gmail.com

    ReplyDelete
  45. my husband and I are here to testify about how we used official hacking company ATM CARD to make money and also have our own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we are rich and we can never be poor again. You can withdraw the manimum of $5,500 daily We can proudly say our business is doing fine and we have up to $ 1,000 000 (1 millions dollars in our account) Is not illegal, there is no risk of being caught, because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV to detect you.. For details on how to get yours today, via E-mail: globalatmcardhackingservice@gmail.com 

    ReplyDelete
  46. Email: Deepwebhackers00@gmail.com
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    ReplyDelete
  47. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612
    ...

    ReplyDelete
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    ReplyDelete
  49. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612

    ReplyDelete
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    ReplyDelete
  51. INSTEAD OF GETTING A LOAN Check out these blank ATM cards today!!

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    ReplyDelete
  52. Hello everyone My name is Scott Mcall. I want to use this medium to share to you guys about how my life changed for the better after meeting good hackers I got $15,000USD while working with them. They are really efficient and reliable they perform various hack such as.
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    ReplyDelete
  53. me and my husband are here to testify about how we use Oscar White black ATM card to make money and also have our own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we are rich and we can never be poor again. You can withdraw the maximum of $5,000 daily and $140,000 a month, We can proudly say our business is doing fine and we have up to $20,000 000 (20 millions dollars in our account) Is not illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details and cost on how to get yours today, email the hackers on : oscarwhitehackersworld@gmail.com or what's-app him +1(513)-299-8247 .

    ReplyDelete
  54. HELLO, I am Rebecca Michaelson by name living in Europe. Here is a good news for those interested. There is away you can earn money without stress contact (THOMAS FREDDIE) for a blank [ATM CARD] today and be among the lucky once who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine anywhere in the world. I got my master card from a good Hacker on the internet, with this ATM Card I am able to collect $5000 dollars every day via contacts:
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    Thank You and God bless

    ReplyDelete

  55. BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers@hotmail.com) or WhatsApp +15592016732 for how to get it and its cost……… EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $1,000, 2nd VAULT $5,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers@hotmail.com)or WhatsApp +15592016732. We are located in USA.

    ReplyDelete
  56. Global ATM Hacking Service are the best professionals hacking blank card team, I got my ATM card from them, they are trusted and reliable, I saw many people giving comments about them and i gave a try and it worked for me, I so much like their technology, they can grab bank card data which include the track 1 and track 2 with the card pin which can be used to withdraw at the ATM or swipe at stores and POS, the card has a daily withdrawal limit of $2000 on ATM and up to $5,000 spending limit in stores. To order contact them via Email: globalatmhackingservice@gmail.com 

    ReplyDelete
  57. I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612

    ReplyDelete
  58. Programmed ATM Cards
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    ReplyDelete
  59. BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how fast 
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    ReplyDelete
  60. get rich with this new trick called programmed blank ATM card...i am bringing this good news to everyone all round the world, i received one last month and i have been using it to withdraw a lot of money,blank ATM card is a gift to our time this is the company that sent me the card their email is ( brainhackers@aol.com )

    ReplyDelete
  61. GET RICH WITH BLANK ATM CARD ... Whats-app: +1(209)-643-1515

    I want to testify about Oscar White blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no job. I saw so many testimony about how Oscar White hackers send them the ATM blank card and use it to collect money in any ATM machine and become rich. ( oscarwhitehackersworld@gmail.com ) I email them also and they sent me the blank ATM card. I have use it to get 75,000 dollars. withdraw the maximum of 4,500 USD daily. Oscar White is giving out the card just to help the poor. Hack and take money directly from any ATM machine vault with the use of ATM programmed card which runs in automatic mode.
    Email:oscarwhitehackersworld@gmail.com
    Text & Call or Whats-app: +1(209)-643-1515

    ReplyDelete
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  63. I was searching for a loan to sort out my bills & debts, then I saw comments about Blank ATM Credit Cards that can be hacked to withdraw money from any ATM machines around you . I doubted this but decided to give it a try by contacting { officialblankatmservice@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with $50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel {card} i signed and went back inside to pick up my car key and drove to a nearest ATM machine to confirmed if the card really work to my greatest surprise it did.. This is no doubt because I have the card & have made use of the card. These hackers are UK based hackers set out to help people with financial freedom!! Contact them via email: officialblankatmservice@gmail.com or WhatsApp +447937001817 if you want to get rich.

    ReplyDelete
  64. HAVE YOU BEEN IN SEARCH FOR GENUINE HACKER'S ONLINE?. HAVE YOU LOST YOUR MONEY TO BINARY OPTION SCAM OR ANY ONLINE SCAM WHATSOEVER?. WELL, YOU HAVE FOUND REDEMPTION .

    BLANK ATM CARD :We have specially programmed BLANK ATM CARDS that can be used to hack any ATM machine, these ATM cards can be used to withdraw at the ATM or swipe, stores and outlets. We sell this BLANK CARDS to all our customers and interested buyers worldwide, the BLANK CARDS has a daily withdrawal limit of $5000 in ATM and up to $50,000 spending limit in stores. and also if you are in need of any other cyber hacking services, we are here for you at any time any day. Email :
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